About Us

Whether a family or business or both! You deserve the best! We offer payroll-optional protection from the financial fallout of cancer, heart disease, and accidents. Don’t use it, get 100% of your money back. Over 30+benefits, pays directly to YOU, IN ADDITION to any coverage you may already have! Survivor benefits included! Policies to fit any budget! Price lock means you pay the same rate for life, we have never raised a rate on an existing policy holder! Call now to setup a no pressure appointment (we come to you!) and see how we can protect you and your family or business for only a few dollars per day. And again, if you end up not needing it - 100% of your money back insurance! The only risk is not being protected!

Agent Rob Payne
434-425-6325
Licensed in VA & NC